1. Financial institutions are consolidating their old business models and new financial architecture to excel as digital-only players in the competitive market.
   
   
2. Regulatory authorities and bankers are prepping to seize opportunities with a keen eye on business focus, higher standards and a clear purpose-centric approach.
   
   
3. The attention is on digital-only players targeting higher revenue growth with flexible roadmaps, rather than bankers having traditional models.